October 30, 2026
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 6.999 | 30 | 0.00 | 5% Minimum% | 7.098% | 6.65 |
| 20 Year Fixed Conventional | Y | 6.999 | 20 | 0.00 | 5% Minimum% | 7.115% | 7.75 |
| 15 Year Fixed Conventional | Y | 6.500 | 15 | 0.00 | 5% Minimim% | 6.637% | 8.71 |
| Jumbo | Y | 7.500 | 360 | 0.00 | 20% Minimum% | 7.616% | 6.99 |
| Home Possible | 1st Time Homebuyers | 6.999 | 30 | 0.00 | 3% Minimum% | 7.098% | 6.65 |
| FHA Down Payment Assistance Program | N | 7.750 | 30 | 0.00 | 3.5% Minimum% | 8.179% | 6.99 |
| FHA 30 Year Fixed | N | 6.875 | 30 | 0.00 | 3.5% Minimum% | 7.535% | 6.57 |
| VA 30 Year Fixed | N | 6.875 | 30 | 0.00 | 0 Minimum% | 6.979% | 6.57 |
| Invest 75% LTV | N | 7.599 | 30 | 1.000 | .25% Minimum% | 7.804% | 7.06 |
| USDA | N | 6.875 | 30 | 0.00 | 0 Minimum% | 7.334% | 6.57 |
| Bank Statement Program | N | 7.875 | 30 | .500 | 20% Minimum% | 8.02% | 7.25 |
| DSCR | N | 7.500 | 30 | .500 | 20% Minimum% | 7.659% | 6.99 |