Today's Mortgage Rates

October 30, 2026

Program Conv? Rate Term Points Down Payment APR* Payment per $1000
30 Year Fixed Conventional Y 6.999 30 0.00 5% Minimum% 7.098% 6.65
20 Year Fixed Conventional Y 6.999 20 0.00 5% Minimum% 7.115% 7.75
15 Year Fixed Conventional Y 6.500 15 0.00 5% Minimim% 6.637% 8.71
Jumbo Y 7.500 360 0.00 20% Minimum% 7.616% 6.99
Home Possible 1st Time Homebuyers 6.999 30 0.00 3% Minimum% 7.098% 6.65
FHA Down Payment Assistance Program N 7.750 30 0.00 3.5% Minimum% 8.179% 6.99
FHA 30 Year Fixed N 6.875 30 0.00 3.5% Minimum% 7.535% 6.57
VA 30 Year Fixed N 6.875 30 0.00 0 Minimum% 6.979% 6.57
Invest 75% LTV N 7.599 30 1.000 .25% Minimum% 7.804% 7.06
USDA N 6.875 30 0.00 0 Minimum% 7.334% 6.57
Bank Statement Program N 7.875 30 .500 20% Minimum% 8.02% 7.25
DSCR N 7.500 30 .500 20% Minimum% 7.659% 6.99
*APR - the annual percentage rate is based on a loan size of $300,000
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
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